Auto Insurance in Swea City, IA & Estherville, IA

Protect your finances with an auto insurance policy that covers accidents, damage and unexpected mishaps. At Cornerstone Insurance Services, we can help you explore your coverage options and find the policy that best suits your needs.

What Does It Cover?

An auto insurance policy may cover damages to your vehicle that are caused by unexpected risks, as well as third-party claims following an accident. A standard policy may provide the following coverages:

• Liability coverage may help pay for expenses associated with third-party property damage or bodily injury claims.

• Collision coverage may cover damages if you hit an object or another car.

• Comprehensive coverage may cover damages caused by fire, theft, vandalism and weather events.

• Medical payments coverage may help pay for you and your passengers’ hospital expenses after an accident, regardless of who’s at fault.

• Uninsured/underinsured motorist coverage may cover the necessary expenses if you’re hit by a driver with insufficient coverage or if you’re a victim of a hit-and-run.

Why Is It Important?

Drivers in Iowa must carry minimum amounts of liability coverage for bodily injuries and property damage. Your lender may also ask for proof of a policy if you’re financing your vehicle.

How Much Does a Policy Cost?

Insurers may rely on different factors when quoting you for a rate. These may include:

• Age

• Location

• Driving history

• Prior claims

• Car model and year

• Policy specifics (e.g., deductible, coverage limits)

Where Can I Get an Auto Insurance Policy?

Reach out to Cornerstone Insurance Services to request a personalized quote.