Theft is a big problem in many locations. Take a moment to look up the crime statistics for your area. The number of thefts in your neighborhood may surprise you.
Having the right home insurance is the first step in protecting yourself from this type of risk. It does not matter what area you live in, theft is an ongoing risk. In fact, many home insurance providers use theft statistics as a rate determinant.
There are several things you can do to help reduce your theft risks. When it comes to electronics, which are some of the most likely items taken from homes, these steps can help. 
#1: Install Window Coverings
When a homeowner’s TV is visible through their front window that can make it easy for thieves to want to break into the home. They already know the item they want is in the home. Using window coverings can help minimize this opportunity-related risk. New window coverings allow you to see out but no one to see in, which can help many people who do not want to lose their view.
#2: Install a Security System
Thieves look for the easy target whenever possible. A home with a security system is a home that is hard to break into in most cases. These systems often automatically alert the authorities. For this reason, it is a good idea to invest in even a basic home security system. And, place a sticker or yard sign near your home’s entrances to ensure everyone knows you have it.
#3: Up the Ante on Locks
In some neighborhoods, it seems okay to go to bed with a door or window unlocked. This is never a good idea. Instead, place deadbolts on your home. Ensure that no one can get into the home easily. This works as a deterrent, but it can also help you to have plenty of time to leave the home should someone try to come in.
What Should You Do if a Theft Occurs?
If you have adequate home insurance, your agency will help you to file a claim for the stolen items. Make sure you have receipts showing the value of the items or other documentation of what you own. Your agent can help you to replace the items, in some cases, even when theft occurs.
Cornerstone Insurance Services is here to be your resource for home insurance. One of our agents can help you get a fast, free home insurance quote right now. Call us for more information.